Every report, newest first
Each quarter we take one question that actually matters to buyers, sellers, and investors in the GTA, and answer it with sourced data rather than opinion.
The Mortgage Renewal Cliff: When 2% Meets 2026
New five year fixed rates bottomed at 1.94% in 2021 and averaged 4.49% in July 2026. About 60% of Canadian mortgages renew in 2025 and 2026. We put the payment shock in dollars, show who is most exposed in Toronto, and test whether renewals will flood the GTA with listings.
The GTA Condo Reckoning: Inside the 35 Year Low
GTHA new condo sales fell to 1,599 units in 2025, the lowest since 1991, and just 246 sold in Q1 2026. Most investors are losing $597 a month. Yet completions run to near zero by 2029. Three dashboards on what broke and what comes next.
Toronto Housing Market: A 10 Year Analysis
New home starts are down 55% from their 2021 peak, per capita supply has fallen to a decade low, and the rental market is finally softening after years of tightness. Five charts, full analyst grade breakdown.
Q1 2027: The 416 vs 905 Divergence
The City of Toronto and the surrounding regions no longer move together. We will compare prices, supply and sale to list ratios across the 416 and the 905, show where the gap has opened widest, and what it means for where you buy or sell next. Join the newsletter to get it when it publishes.